Posted on January 28, 2026 by admin
Purchasing a first house is one of those life events that are thrilling and frightening at the same time. One moment you are fantasising about the Sunday mornings in your kitchen, and then you see such great numbers that it makes your head spin. Exciting? Absolutely. Financially risky? Without a doubt. The point is that […]
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Posted on January 26, 2026 by admin
Navigating the Australian property market in 2026 requires more than just a healthy deposit; it requires a sophisticated strategy. With shifting interest rate cycles, evolving lending criteria from APRA, and a heightened focus on borrower risk, the gap between a “good” loan and the “right” loan has never been wider. For many Australians, the journey […]
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Posted on January 7, 2026 by admin
In the fast-paced Australian property market of 2026, waiting a week for a physical property inspection can feel like an eternity, especially when you’re trying to lock in a competitive interest rate or pounce on a new investment. This is where the desktop valuation comes in. A desktop valuation is a quick, data-driven way to […]
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Posted on January 4, 2026 by admin
To most Australian homeowners, the Great Aussie Dream can be a tug of war between two competing interests: paying down the mortgage as quickly as possible and creating a nest egg in the future. Typically, it is necessary to select either one or the other. Many people seek guidance from a Mortgage broker Melbourne to […]
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Posted on December 5, 2025 by admin
A debt-to-income ratio (DTI) is enough of a mouthful of a financial term that you would use when you take out a mortgage, but it does reveal a remarkably simple truth about your finances. Lenders rely on it to determine the extent to which you can comfortably accept new repayments without straining yourself thin. And […]
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Posted on November 24, 2025 by admin
Many Australian doctors are unaware of the exclusive home loan advantages available to them. From waived Lenders Mortgage Insurance (LMI) to discounted interest rates and flexible lending policies, medical professionals enjoy some of the most competitive borrowing conditions in the market. At Capkon Melbourne, we specialise in helping doctors and healthcare professionals unlock these benefits […]
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Posted on November 13, 2025 by admin
A mortgage application is a large financial commitment that you will encounter. It is not only about having a house in your pocket- it is about establishing long-term financial stability. Although acquiring the right home loan will save you thousands in the long run, a little slip in the process may cause delay, refusal, or […]
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Posted on November 3, 2025 by admin
Home purchases with no deposit could seem too good to be true, but by 2026, it will be a reality through no-deposit or low-deposit home loans. These solutions are enabling first-time consumers and families that have young children to get into the property market earlier than they would have with years of savings saved up. […]
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Posted on October 31, 2025 by admin
The process of being approved to take a mortgage loan may be daunting, particularly when you are purchasing a house, and this is your first time. Every step matters, as far as knowing what lenders need to your finances. At Capkon Melbourne, we help borrowers navigate the process and understand what lenders want, as well […]
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Posted on October 26, 2025 by admin
Refinancing your home loan can be a smart financial move, but it isn’t always the right choice. From lowering your interest rate to accessing equity, there are times when refinancing your home loan can save you thousands. However, in other cases, costs and risks may outweigh the benefits. At Capkon Melbourne, we help borrowers decide […]
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