Mortgage affordability calculator
Calculate Your Mortgage Affordability
Disclaimer The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Results
Borrowing Power (Indicative)
Total monthly net income:$0
Total monthly outgoings (incl. cc assessment):$0
Affordable mortgage payment (per month):$0
Assessment Settings
Entered rate (p.a.):0%
Serviceability buffer:+3.00%
Assessment rate (p.a.):0%
Credit card assessment:3.0% of limits / month
Loan term:30 years
Capacity
Estimated maximum loan:$0
Plus deposit:$0
$0
Indicative only. Lenders may assess at your rate + a buffer and apply their own expense benchmarks and card-limit assumptions. Credit cards are assessed on their limits, not balances—higher limits can reduce borrowing power.